FOREX BDO Unibank, Inc.

Credit Card Foreign Txn Conversion Rates (RE: Changes to Citi's Card Agreement and sane alternatives)

2 days ago, Citi Card users were greeted with changes on their agreement effective December 1, 2019. One thing that is glaring to me is the "clarification" on converting transactions charged in foreign currencies:
For transactions in foreign currencies other than US Dollar, the amount will first be converted to US Dollar before being converted to its Philippine Peso equivalent.
I'm certain that before I left the country, I knew their 3.525% fee and there was no mention of converting from other currencies to USD, then to PHP. Whether this was intentionally done to screw their users over or not, this changed my opinion of ever using Citi Cards for Forex Txns, especially that I'm out of the country and rely on cheap exchange rates.
I have another card with BDO, it says that they have a 1%+1.25% FETF. It is not certain though that they directly convert from other currencies to PHP directly, which I will clarify tomorrow. Anecdotally, BDO and Citi has lows and highs with their FETFs, but has ill-explained transparency of the exchange rates.
So what do you guys think of this? Should I dump all my expenses to BDO? or both banks are just as the same and there's no real "cheap" alternatives? Citi is supposed to be a larger bank, but they're charging 3.525% over BDO's 1%+1.25?
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How to Open Trade and Put Stop Loss and Take Profit Metatrader Mobile Apps How to Deposit Forex Trading Account Using GCash How to Open Forex Trading Account Philippines Kwentuhan: From Stock Market and Traditional Business to Forex Trading Philippine Peso (PHP) and United States Dollar (USD ... Forex USD Core CPIJanuary 14, 2020Live TradingMilked PAYPAL HOW TO CONVERT USD TO PHP & ANY CURRENCY FULL STEP ...

US Dollar(USD) To Philippine Peso(PHP) This is the page of currency pairs, US Dollar(USD) convert to Philippine Peso(PHP). Below shows the current exchange rate of the currency pairs updated every 1 minutes and their exchange rates history graph. BDO Forex As of 10 Jun 2022, 09:27 USD : 48.05/48.55 (-0.0500) EUR : 55.53/57.01 (-0.3750) CNY : 6.8160/7.2602 (+0.1124) THB : 1.4093/1.5691 (+0.0184) SGD ... USD To PHP Forecast 2020, 2021, 2022, 2023. Philippine peso forecast and predictions. Dollar to Peso Today. USD to PHP Currency Converter. Peso exchange rate trend ... Actual USD to PHP exchange rate and USD to PHP forecast for tomorrow, this week and month. DON'T SELL USD UNTIL READ THIS. US Dollar to Philippines Peso currency converter. Daily forecast for USD to PHP in tables. USD TO PHP TODAY AND FORECAST. 2020/11/10. USD TO PHP TODAY. Current USD to PHP exchange rate equal to 48.2760 Philippines Pesos per 1 US Dollar. Today's range: 48.1500-48.3310 ... Forex. FOREIGN EXCHANGE RATE as of 2020-11-11 14:21:37. Notes: 1. Currencies other than USD are available in selected BDO branches only. Please click here to view list of selected branches. 2. Rates are indicative only and may change without prior notice. For updated rates, please contact your BDO branch. 3. All currencies are subject to availability. 4. BDO may reject notes that will be ... Current exchange rate US DOLLAR (USD) to PHILIPPINES PESO (PHP) including currency converter, buying & selling rate and historical conversion chart. XE Currency Converter: 1 USD to PHP = 48.5446 Philippine Pesos. Amount. From. USD US Dollar. To. PHP Philippine Peso. 1 USD = 48.5446 PHP. 1 PHP = 0.0205996 USD . 1 USD = 48.5446 PHP. US Dollar to Philippine Peso Conversion. Last updated: 2020-11-01 21:11 UTC. All figures are live mid-market rates, which are not available to consumers and are for informational purposes only. Want to send money ...

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